WE ARE BUILT ON INTEGRITY
Your Trusted Mortgage Lender in Sugar Land, Texas
Unlock the door to your dream home with HomeTrust Financing. Offering a range of mortgage solutions tailored to your needs, we make homeownership in Sugar Land both achievable and affordable.
“I wouldn’t have chosen any other Mortage Team if I had another opportunity to buy another home. They are the best at what they do and continue to keep open communication making everything so effortless!”

M. M.

Trusted by leading companies




About HomeTrust Financing
WE ARE BUILT ON INTEGRITY


Our Services
Comprehensive Mortgage Services Tailored for Sugar Land, Texas
Traditional and Government-Backed Home Financing
Explore our range of traditional and government-backed loans designed to make homeownership accessible for everyone. From Conventional to VA, FHA, and USDA loans, we offer reliable financing options with competitive rates right here in Sugar Land, Texas.

Purchase Loans
Secure your dream home in Sugar Land with our expertly guided purchase loans. Ideal for Texas homebuyers seeking competitive rates.

Refinance
Lower your monthly payments or tap into home equity with our tailored refinance options. Perfect for Sugar Land homeowners looking to save.

Conventional Loans
Offering flexibility and competitive interest rates, our Conventional Loans are a top choice for Sugar Land homebuyers.

VA Loans
Simplify home buying with our VA Loans, requiring little to no down payment for veterans and active-duty service members in Sugar Land.

FHA Loan
Ideal for Sugar Land’s first-time buyers, our FHA Loans come with lenient credit requirements and low down payments.

USDA Loans
Zero down payment options for qualified buyers in eligible rural areas near Sugar Land. Get an affordable interest rate today.

JUMBO Loans
Elevate your home buying experience in Sugar Land with our Jumbo Loans, ideal for financing luxury homes and high-priced properties.

First Time Home Buyers
Navigate your first home purchase effortlessly with our special programs tailored for first-time buyers in Sugar Land.

Down Payment Assistance
Make homeownership accessible with our Down Payment Assistance programs. Perfect for Sugar Land residents looking for financial aid.

MCC Credit
Save on your taxes with our Mortgage Credit Certificates, offering potential tax advantages for eligible Sugar Land borrowers.
Specialized and Alternative Loan Options
Tailored to meet unique financial needs, our specialized and alternative loan options are perfect for various home-buying scenarios. Whether you’re self-employed, a first-time homebuyer, or an investor, discover flexible solutions like Bank Statement Loans, Down Payment Assistance, and more.

Renovation Loans
Turn that Sugar Land fixer-upper into your dream home with our specialized Renovation Loans.
Bank Statement Loans

Self-employed in Sugar Land? Benefit from our flexible underwriting based on your bank statements.

Investor No Income Documentation Loans
Streamline your real estate investment in Sugar Land with our No-Income-Doc loans, eliminating the need for traditional income verification.

Multi-family
Optimize your investment in multi-family properties in Sugar Land with our specialized loan programs.

Self-Employed
Tailor-made mortgage solutions for the self-employed in Sugar Land, making your dream of homeownership a reality.
Your Trust, Our Priority
Your trust is our greatest achievement. Discover why our clients consistently rate us 5-stars for our unparalleled service, communication, and expertise in home financing.

Built on Integrity
We stand by our promise to deliver honest and ethical service, ensuring that your trust in us is well-placed.
Exceptional Communication
Our team keeps you updated every step of the way, ensuring a smooth and transparent home buying process.
Expert Knowledge
With years of experience, our staff provides informed and reliable advice tailored to your unique financing needs.
What our users says
Read firsthand accounts from our valued clients. Discover how we go the extra mile to secure your dream home, provide timely communication, and ensure a seamless loan process.

Erendira Suasti
"Chris and Misty went above and beyond to get our loan approved. We will forever be grateful and will always recommend them. They treat you like family and are always willing to help anyone out, they do not give up easily. They made the process less stressful than what we thought it would be, looking toward to working again with them in the future."

Sid Nueno
"Chris did a great job helping us get the loan we wanted. He was a true consultant to us during the process and highly recommend him if you are looking for broker who will help guide you through the home loan process."

Donellen Cornelius
"I have worked with Chris for a number of years. He is knowledgeable, and familiar with different lenders to best meet your needs and financial requirements. He and Misty make the process as simple as possible, and are always available to answer questions. They are very capable of navigating the current mortgage market and devoted to getting your loan closed. I would highly recommend Your Mortgage Experts!"

Spencer Fesmire
"Chris and his staff were very communicative through the whole process. My wife and I received weekly updates that left us with very few questions.
We have heard a lot of horror stories about lenders, however, our experience was as smooth as one could ask for.
We as a family are so grateful to Chris and his office for putting us into our new Katy home."

Matt Brown
"Chris and his team at Mortgage Experts were a God send during these crazy times. Buying a house is stressful; buying a house during COVID even more so. Chris stayed in constant contact, providing great feedback along the way. Truly glad we had him and his team on our side."

Christopher Sanders
"Your Mortgage Experts were lifesavers when I needed them. I almost lost a house due to a “big bank” handling my mortgage and when I made the switch to Your Mortgage Experts they told me they could take over and get me a loan by the deadline I gave them and they managed. They were also able to answer every question I needed answered and they were always available when I needed them."
Expert Insights: Our Latest Blog Posts
Stay updated with the latest mortgage trends, financial tips, and HomeTrust insights. Our blogs are designed to educate and empower you on your home-buying journey.
