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We’re more than just a mortgage company; we’re your partner in realizing your dream home. Contact us today and take the first step toward making that dream a reality.
Frequently Asked Questions
Conventional loans usually require a higher credit score and can have a faster approval process. FHA loans are backed by the government and are a good option for those with lower credit scores or minimal down payment resources.
VA Loans are designed for veterans and active-duty military service members. They require little to no down payment and generally offer more favorable terms compared to conventional loans.
Refinancing means replacing your existing mortgage with a new one. The best time to refinance varies based on your financial situation and current interest rates, but it is generally beneficial if you can lower your interest rate by at least 1%.
USDA loans are primarily for properties in rural or suburban areas. However, ‘rural’ is defined loosely and you might be surprised what qualifies. It’s best to check with us to determine your eligibility.
JUMBO Loans are designed for homebuyers looking to purchase luxury homes that exceed the conforming loan limits. They usually require a higher down payment and offer different interest rates than conventional loans.
Yes, we have special programs designed to help first-time homebuyers navigate the complexities of purchasing their first home, including lower down payment options and educational resources.
Down Payment Assistance provides financial aid to help cover the initial payment of a home. This can make homeownership more accessible to people who may not have enough savings for a sizable down payment.
MCCs are tax credits that can reduce your federal income tax liability, thereby increasing your net earnings and potentially aiding in qualification for other types of financing.
Our Bank Statement Loans and Self-Employed Loans are designed to accommodate those with variable income streams, making it easier to qualify for a mortgage.
Absolutely! Our Renovation Loans allow you to combine the purchase price and renovation cost into a single mortgage, streamlining the financial process of turning a fixer-upper into your dream home.