About Us: Your Trusted Partner in Home Financing

Who We Are

Welcome to HomeTrust Financing, Sugar Land’s most trusted source for all your mortgage and loan needs. Nestled at the heart of Texas Dr, we are a team of experienced financial advisors, loan officers, and staff committed to helping you achieve your homeownership dreams. Founded on the core principles of transparency, accountability, and customer-centric service, we are proud to uphold the tagline, “We Are Built on Integrity.”

What We Offer

We specialize in a wide variety of loan types to cater to the diverse financial needs of Sugar Land’s residents. Whether you’re a first-time homebuyer, a veteran, or self-employed, we have specialized programs designed just for you:

  • Traditional and Government-Backed Home Financing: Purchase Loans, Refinance, Conventional Loans, VA Loans, FHA Loans, and USDA Loans.
  • Specialized and Alternative Loan Options: Renovation Loans, Bank Statement Loans, Investor No Income Documentation Loans, Multi-family Loans, and tailored solutions for the Self-Employed.

Why Choose Us?

  • Expert Guidance: Our skilled team, led by Chris, has years of industry experience and local market insights.
  • Personalized Service: From Chris and Misty to our entire staff, we treat you like family.
  • Competitive Rates: We offer some of the most competitive rates in the market to ensure you get the best deal.

We invite you to be a part of our HomeTrust Financing family. Your homeownership journey starts with trust, and that trust starts here.

Contact us today to discover how we can make your dream of homeownership a reality.

What We Offer

Our approach is simple but highly effective; we start by listening. We understand that every financial journey is unique, and we are here to guide you at every step, ensuring a personalized and hassle-free experience. Our team is known for exceptional communication, as evidenced by numerous glowing reviews from our valued clients.

Our Approach

Our approach is simple but highly effective; we start by listening. We understand that every financial journey is unique, and we are here to guide you at every step, ensuring a personalized and hassle-free experience. Our team is known for exceptional communication, as evidenced by numerous glowing reviews from our valued clients.

Chris Cavazos

Chris Cavazos

Founder & CEO

“Your journey to homeownership is a milestone that deserves the utmost care and expertise. At HomeTrust Financing, we don't just offer loans; we build lasting relationships grounded in integrity and mutual respect. I invite you to experience the HomeTrust difference.”

With over 10 years in the mortgage industry, we’ve been helping Sugar Land families find their dream homes.

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150+ Happy Homeowners: We’ve successfully navigated 150+ families through the complexities of home financing in Sugar Land.

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Offering 15 Unique Loan Programs: Tailored solutions to meet your specific home financing needs, from Conventional Loans to specialized options.
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Our Values

At HomeTrust Financing, we don’t just offer mortgage solutions; we build lasting relationships grounded in mutual trust and respect. Our core values are the pillars that uphold our commitment to you. From integrity to innovation, each value reflects our dedication to provide not just impeccable service but also a hassle-free experience. With us, you’re not just another transaction; you’re part of our Sugar Land family, deserving of personalized, expert guidance through every step of the home financing process. That’s the HomeTrust Financing difference.

Integrity

We believe in doing business the right way, offering honest and transparent services that put our clients’ best interests first.

Client-Centric Approach

Our mission is to make the complex process of home financing as simple as possible, tailoring solutions to each individual’s needs and circumstances.

Expertise

With years of industry experience, our team is armed with the knowledge to provide the best loan options and guidance throughout the home buying process.

Reliability

Our clients depend on us to facilitate one of the most significant financial decisions of their lives. We take this responsibility seriously and strive to be a partner you can count on.

Innovation

We are continually adapting to industry changes, market trends, and technological advancements to deliver efficient and cutting-edge services.

NMLS# 2151259 | NMLS# 1428697

HomeTrust Financing: Your go-to source for customized mortgage solutions in Sugar Land, TX. Let us guide you through traditional to specialized loan options. Built on Integrity, Driven by Expertise.

NMLS# 2151259 | NMLS# 1428697

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

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